The 30-year for the best borrowers is currently around 3.25% and Shadowstats.com says the inflation rate is currently around 6%. Do you really believe the real interest rate for purchase money is highly negative? Wh...

Hey everyone,I have a few questions, hoping someone can answer. I've been looking into refinancing my primary home to remove the PMI on my FHA loan. Can someone let me know if this is still possible, even with the ris...

I plan to refinance my primary residence (Bay Area,CA). I currently have jumbo loan at 3.75% and $70k cash saved up. I am thinking of 2 options -
#1. If I refi and pay down some of the principal (about $70k), I would...

So I have a property am selling. it’s paid off with no liens or anything on it. However, it seems because of the recent rise in interest rates, it has unfortunately push most potential buyer to get qualify for the mon...

Hi bp members ! I was planning on listing my condo in December but have gotten a lot of feedback from some agents lately  telling me to hold off and wait until spring to try and sell it. I have been living here for th...

The unemployment rates keep dropping. It dropped from 7.3 to 6.7%, not seasonally adjusted. Good sign of things to come. 

We are new to this and trying to see what would be our best options for our primary residence mortgage in Bay Area, CA$900,000 mortgage3.625% int - 10 yr arm - $7,000 closing costs4.00% int - 30 yr fixes - $7,000 clos...

Have you guys seen a slow down (i.e., price cuts, a lot longer DOM) in your local market now rate is at 5%? If yes where is your local market? Most markets still have supply and demand issue, but what will happen when...

I will be purchasing my first rental property and I own my primary home outright with no mortgage.  The property costs $210,000 and my home’s value is 465,000. I am not sure what the right way to finance this would be...

As expected, the Fed announce a 1/2% rate cut in the Fed Funds rate to 1%.

:cool: