David Carroll
Thinking about dumping my IRA to start real estate investing
Looking for your thoughts- I have both a Roth and Traditional IRA. I’m considering rolling them into a self directed IRA or solo 401k but hate the thought of a custodian. I’m also considering just pulling it all out a...
Account Closed
Using IRA money to fund first purchase
I work for a bank and during IRA training today it was briefly brought to our attention that the IRS waives its 10% premature penalty on a Traditional IRA distribution if that distribution is used for a first home pur...
Nick C.
Tap my IRA for RE Investment?
Should I pull out a portion of my IRA balance to purchase RE? I have $200K, but can withdraw about 45K without penalty (what I'm told by my advisor). He advises against it. However, I think I can grow this substantial...
Mark C.
Moving Real estate into a Roth IRA
Hello, Of late I have started looking at my tax situation in retirement. I have ideas in my head but I am not finding the correct answers doing google searches. My tax bracket with SS and rental income from LLC or I...
Sathya Weerasooriya
Self Directed IRA for land purchase
I have a traditional loan in my primary house. I do not want to sell it just now. I wanted to invest in a secondary property that can double up as a rental (MFH). Can I buy a land using self-directed IRA, then build u...
David Y.
Self Directed Roth IRA
Hi Everyone, Good day! I am a newbie here and I was wondering if anyone knows a good institution for the self directed IRA account that would allow REI later on. I heard that some institutions allow it and some don...
Quentin Bomgardner
Selling Rental to my own SD IRA - is that possible?
Hi. I have a few rentals, and one of them needs a bigger refresh than I can afford right now. So, I'm considering selling it, and have an interested party. But I'm also going to convert an IRA into an SD IRA in 202...
Gregg Truex
Trying to better understand the cost on UBIT (Unrelated Business Income Tax)
I am purchasing a Short term rental and would like to better understand the potential tax costs of having a self directed IRA vs a self directed 401K. I understand that the 401K is not subject to UBIT but I don't kno...
Daniel Dietz
Does it ever make sense to go from ROTH to Traditional?
Hello All, I have been having good results with investing in buy-n-hold rentals using my ROTH SDIRA, SOLO401K and regular 'cash' investing. To me they each have their place when looking at goals; a combination of some...
Patty C.
What Choice To Make For Defined Benefit Supplement (DBS) Upon Retirement?
What would you do if you had a defined benefit supplement (DBS)? Would you take a lump sum? annuitize it of a period certain? annuitize for life? roll it over to a 403(B)/401(K)? roll it over to an ira?Lump sum puts m...