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Results (789)
Roman Stefaniw Arms length Mortgages/Private Lending
14 January 2025 | 15 replies

Hello everyone. I'm interested in lending money out using a self directed RRSP or TFSA account (I'm Canadian). They are called Arms length mortgages in Canada. I was wondering if anyone has done this before and can of...

Micah Starbuck Looking to purchase a new house and rent my current house - looking for guidance
5 August 2015 | 6 replies

Hey all, looking for a little guidance from the more knowledgable folks around here and would appreciate your input.The broad picture is that I'm looking to move out of my current home that needs work and keep it as a...

Obadiah Roszman A Seasoning work-around?
15 January 2020 | 10 replies

My Situation:
 I purchased a duplex with a business credit line and will be paying for the rehab costs from my business account. (Technically I contracted my company to do the work, a theme for another discussion.) W...

Jack Sickels First time home buyer, interested in re-appraisal to lose PMI
5 June 2022 | 7 replies

Hi there and thanks much beforehand!I'm currently in year 2 of my first mortgage and according to Zillow (which I have a gut feeling may inflate values), I'm already at %.79 LTV.
I'd like to drop my $175/mo PMI so I'...

Richelle T. Cash out options
5 September 2014 | 27 replies

Hi everyone

So I close on a property this Friday (yay!) and was thinking today about ways to refinance it. I will be paying cash. I have talked to a few banks and I have a few options:

1. Identify next property and ...

Landon Hoon 5% Down 2-4 unit Financing
17 October 2023 | 36 replies

Yesterday we received amazing news around 2-4 unit financing for house hackers!
This change will take place on November 18th and allow for clients buying a 2-4 unit owner occupied property to only put 5% down.
Mai...

Taft Love When do seasoning rules usually apply?
4 January 2018 | 7 replies

I hear about financing out of mortgages and loans often. However, what I don't know is when seasoning requirements generally apply. While I realize that non-conforming loans can choose their own restrictions here, let...

Wyatt Seidel Syndications - What?
13 March 2024 | 9 replies

Hey everyone. 
First and foremost, it's been a blessing connecting with so many individuals in this space. You all have been very kind and warming to me, as a new agent and novice investor. Thank you.
I had an aweso...

Jonathan Valdes Mortgage Denies my loan
14 October 2019 | 18 replies

Hey BP!!!So I’ve had this amazing duplex under contract since May 2019. All parties are ready to close. My lender is now telling me they will not give me the loan to purchase the house. Their reasoning behind is I “do...

Brad Wood Live-in duplex depreciation schedule
10 March 2020 | 5 replies

Grateful for some guidance BP community--
My first property is a row house with an English basement rental unit, that has its own certificate of occupancy and is registered with the State and has a tax ID. Given that...