![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2451332/small_1694565260-avatar-davidy195.jpg?twic=v1/output=image&v=2)
Hello! I am currently 33 years old and most of my investments are in the S&P 500 as well as other index funds. I am considering selling some of my stock (between $50k and $100k) to put a down payment on a rental p...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1065641/small_1621508336-avatar-adamk137.jpg?twic=v1/output=image&v=2)
Hi All,I current have a HELOC opened for $130,000 against my home (owned free and clear). The current rate is 4.94% last I checked (variable rate). I have a friend who has been flipping houses for a few years now and ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1089232/small_1621508699-avatar-tuckers12.jpg?twic=v1/output=image&v=2)
Hi Everyone,
Real estate newbie here! The wife and I moved to LA from OC last year for work and have been renting an apartment in Playa Vista. As our lease comes to an end in a few months, I’ve started to get serious...
Hi there - totally new to real estate investing and I envision I will need to approach a HML at some point to get our first deal going. This may be a common sense question, but I'm wondering - at what point do you ap...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2891836/small_1703087090-avatar-jeremyp261.jpg?twic=v1/output=image&v=2)
Understanding what residents think of the Homeowners Association (HOA) is crucial for property managers and landlords as it allows them to gauge the satisfaction levels of the community members and address any concern...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/305532/small_1725337223-avatar-nicolesorensen.jpg?twic=v1/output=image&v=2)
A friend of ours owns and operates a successful construction company and he also flips. He wants to borrow $30K from us and he would pay us back within 30 days once his other flip closes. He would use the money to sta...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2534759/small_1662755740-avatar-allisonc79.jpg?twic=v1/output=image&v=2)
Hi everyone! I've been reading a lot on the forums since discovering BiggerPockets from their lending book. I read the book, but it didn't really cover this question. I have someone who wants to borrower money for a ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/136990/small_1621418776-avatar-dtinatran.jpg?twic=v1/output=image&v=2)
For my first home I wanted to start small so my goal was 100k for a 3 bed/2 bath home so I can live there as my primary residence and be able to rent the other two rooms and essentially live without paying for mortga...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/116061/small_1621417628-avatar-danh88.jpg?twic=v1/output=image&v=2)
I have a question about DTI calculations. I have my primary residence and also a multi-family rental property. I know my DTI not including the rental property but I am not sure how to factor in the rental property. ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1468990/small_1694637868-avatar-coryc51.jpg?twic=v1/output=image&v=2)
Hi there... Newbie (to the BP forums) Canadian investor here. Hoping to get your input on my upcoming mortgage renewal. Below is a summary of my situation.
- I am coming up on the 5-year renewal of a 25-year mortgag...