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Results (1564)
Scott W. the danger of a 401k loan
18 April 2016 | 77 replies

I'm sure it's been discussed before but I'd like to tell something I see (correct if I'm wrong):a 401k loan should be among the last resorts for borrowing. reason being is you pay it back AFTER taxes.  if you live in ...

Robert McEachern Depreciation Recapture in Seller Financed Transaction
27 June 2017 | 29 replies

Hello All:I am trying to purchase a 4-plex using seller financing and the Seller's accountant is telling the Seller that they need to receive enough of a down payment to cover the depreciation recapture which is taxab...

Alejandra Tapia Borrowing money from your 403(b)
20 March 2020 | 12 replies

My tax preparer recently mentioned the possibility of taking out a loan from my 403(b). He mentioned that a good thing about this is that I would pay back the money to myself, with interest, as opposed to the governme...

Karac Davis Liability and insurance on first rental
4 May 2023 | 7 replies

Townhouse in my name. Mortgage with the bank is 2.75 percent in my personal name. 28 years left. Deed is in my name. Bank won’t let me change the mortgage to an llc, said I have to pay it off and refinance with a comm...

Will N. Buy and Hold Analysis
8 April 2013 | 18 replies

Hi Everyone.

I'm new here and to investing but was hoping to get your feedback on an analysis for a property. Full disclosure this is not necessarily a property I have any intentions of putting an offer on as I am ...

Alyxandria Welch New investor looking for advice on IRA
1 July 2020 | 25 replies

Hello everyone,I have a bit of money in an IRA right now that I would like to eventually use towards the purchase of a rental property. I am looking for advice from other investors who have used their IRA money. What ...

Jered Sturm Tricky Tax question on sale of primary residence.
6 May 2018 | 27 replies

So I will begin by saying I have already spoke with my CPA regarding this. I am here for second opinions from other wise investors and CPAs. I purchased a home 9 months ago to live in with my wife. Shortly after I bou...

Ben Hunt How strict is the FHA Self Sufficiency test?
29 August 2023 | 33 replies

I'm looking at buying in an off market 4-Plex in Austin Texas using FHA financing where passing the self sufficiency test is iffy.In my calculations, 75% of the total rent covers approximately 100% of the PITI. Howeve...

Michael Plaks The so-called "STR loophole" - hype or real?
23 September 2024 | 19 replies

Buckle up. This is a long post addressing many myths around the current obsession with the "STR loophole." And the first of such myths is that it is a loophole. No, it is not. Loopholes are something UNintended. In co...