Sean Wang
Residential Loan of $50k or under
Does anyone have experience borrowing residential loan of $50k or under? I heard most banks won’t lend for such low amount. My banker from Chase said he ‘believe’ the lowest amount they can lend is $10k. He doesn’t so...
Delaney Mizell
Preapproval letter with $0 in the bank while using seller credits (WA)
I am buying my 2nd live and flip (~300k) and want to use another 3% down conventional, I also plan to get 4-5% back in seller credits at closing meaning I will need maybe 1% of purchase price in my bank at closing aft...
JD Martin
Anyone know of a free rent reporting tool for credit bureau?
Good morning all,I have a past tenant (just moved out) that paid on time without trouble. She had a parent co-sign for her on the lease, and he has asked if I would be willing to submit her payment history to one or m...
Michael Mulholland
How do you Refinancing a property in a LLC
what are the best lenders to refinance a property in a LLC or corporation, essential;ly a commercial mortgage
Jared Born
Pulling cash out of multiple properties
Are there products that would pull cash out of multiple properties at once? Looking for a way to pull some equity out of several free and clear properties with a blanket loan or line of credit. Any input would be ap...
Jared Clukey
Cannot find a conventional 30 year lender for a single family home
I bought a STR last year through a bank using the traditional 20% down method with a 20 year commercial loan. I am buying a single family rental this year and looking for financing and I'm fine with paying 20% down bu...
Brooke Boyd
Bank financing for apartment building repairs
I purchased a historic 5 unit apartment building in Birmingham, AL and I am getting ready to start the work. I think my regular loan guy quoted me 20% down and 18% interest rate to get funds for rehab a while back. I ...
Marco G.
Cash Out Refi of Primary Residence - What Rates Seen?
I sourced my down payment on a series of properties last year from my primary residence HELOC and am looking to do a cash-out refi of my first mortgage and HELOC balance into a new 20-year mortgage. What kind of rate...
Mike Smith
Refi 30 to 15, Reasonable closing costs, Reasonable rate?
Hi all,I have a 30 year fix rate mortgage on a primary residence with a HELOC. I see 15 year teaser rates all over the place "less than 2%..." Each place I call the rate always ends up being around 2.4+/- and I'm fin...
Joshua Esplugas
Local lending options
Hello all I just refinanced my personal property through key bank and the process was not easy to say the least. It took the underwriter over a month to review my file and it felt like we were going through hoops to j...