![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2563784/small_1696662418-avatar-nw11.jpg?twic=v1/output=image&v=2)
We are new investors, just starting out. We were pre approved for a commercial loan, but should we try for conventional? Or something else? We paid off the conventional loan on our primary residence a few years ago,...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/177336/small_1694906220-avatar-lubegajohnson.jpg?twic=v1/output=image&v=2)
Carpet is depreciated over 5 years and new hardwood floors are permanently affixed to the property so it should be depreciated over 27 1/2 years. What about laminate or engineered wood flooring? Looking online it is...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/5399/small_1621347405-avatar-scroogemcduck.jpg?twic=v1/output=image&v=2)
I have a borrower that wants to get rid of an investment property. His servicer, America's Servicing Company is already out front of the adjusting rate he will be facing and automatically locked him in for 5 more yea...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/182840/small_1621431574-avatar-cal_c.jpg?twic=v1/output=image&v=2)
I may have written about this before, but over the past six months I've found it a lot easier to find portfolio lenders than anytime in the past 7 years. I have always had a solid real estate record, solid financials...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/176176/small_1621421948-avatar-darcherg.jpg?twic=v1/output=image&v=2)
Hey everyone - I have another question to help get me to my next tenant. I have been to multiple sites trying to research the ESA laws in Utah, but am coming up with conflicting info. I read that as long as I have und...
My wife owned a property before we got married and then moved into my property when we married. Her property is occupied by my mother in law and is now a second property. If we sell her property, will the cost basis...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/732298/small_1621496302-avatar-kervins.jpg?twic=v1/output=image&v=2)
Good Morning BP Family,I wanted to pick the brain of my seasoned investors. I recently completed a refinance that I am grateful for because of the hurdles and it took longer time then expected. Now I am a little torn ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1506/small_1621345690-avatar-bluedotllc.jpg?twic=v1/output=image&v=2)
I have a feeling that my local community bank is getting pretty low on funds.
My net worth is down, but still respectable. I'm in my 5th year of investing, and my financials are good.
I heard that by creating my ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/70199/small_1621414397-avatar-makinmoney.jpg?twic=v1/output=image&v=2)
First let me say I would GREATLY appreciate any help or advice I could get from this group...
I am currently negotiating my position in a property management company (MGMT LLC). The arrangement is somewhat complex so...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/460614/small_1696367863-avatar-vincentd6.jpg?twic=v1/output=image&v=2)
Going through my first property using BRRRR method I'm at refinance stage at about two months in trying to refi but most banks are requiring 6 month seasoning so looking for advice. I found a couple banks requiring 3 ...