![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2813822/small_1714736241-avatar-annwarz.jpg?twic=v1/output=image&v=2)
Hi everyone
Can someone explain to me from start to finish how does a HML work? I always get scared when someone suggests HMLs... I literally think of loan sharks or getting your house or assets taken away from you w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/323212/small_1621444259-avatar-jt347.jpg?twic=v1/output=image&v=2)
So my lender did a pre approval on me about 4 times and I confirmed with them several times that I would be able to get a loan on a non-owner occupied duplex. Fast forward to 2 weeks before closing (yesterday), my len...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/10259/small_1694563553-avatar-sniper.jpg?twic=v1/output=image&v=2)
Is there a law that specifically prohibits the closing company not to disclose the buyer's itemized closing costs ? We are contributing a rather large sum to the buyer's closing (10k), and would naturally want to see ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1043475/small_1627596143-avatar-femii.jpg?twic=v1/output=image&v=2)
I bought a house from Tanner Hester (a New Western agent) in June 2019. There were lots of issues with the house as follows:1) The house was built without a permit2) The house was for the most part sitting on the floo...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/wordpress_blog_post/image/19378/No-Text_MNY58920241220-2-ldkaj6.jpg?twic=v1/output=image/cover=625x330)
Hi Peter "newbie" here, I'm new to BP and looking for Pros and cons on rolling my company-sponsored 401k into a self-directed IRA to purchase rental properties. I understand you have to go to a Trust Company/custodian...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/170915/small_1696362460-avatar-pablofernando.jpg?twic=v1/output=image&v=2)
Hello biggerpocket members,Me and my wife are still relatively inexperienced in the world of Real Estate investing. I considered my self a conservative guy and my strategy is to buy and hold. I have one rental (renta...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/583084/small_1621493124-avatar-toddb39.jpg?twic=v1/output=image&v=2)
I am debating on setting up an LLC for holding my Wisconsin property. I am Looking at getting my second property sometime in the near future. I have read that Wisconsin has a watered down version of the Series LLC l...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/717480/small_1694671383-avatar-johnn117.jpg?twic=v1/output=image&v=2)
This forum is not to be used for politics. However this proposed plan is squarely about landlords and renters. So without saying anything about the candidate I thought we could discuss the plan and some of the mor...