Hi BP Members,Here is the situation I am in1) I own 4 properties ( i am the only one on the  mortgage and the title)- 3 rental and 1 primary. Considering the rental income, my D/I ratio is currently at 25%2) My wife o...

With the new tax reform, Personal Exemption was eliminated. Can we Non Resident Aliens use Standard Deduction now, as it is the only one left and in theory it should group the old Personal Exemption?

Hi all! I am new to the BP community and looking for some advice from you friendly people! First, let me quickly give you some background. I am British and have been working in the US for almost 2 years. I am currentl...

Hi there, I just closed a week ago on a primary residence that is my first home purchase.  It is a 4-unit building and I was planning to live in one of those units (per the mortgage contract, I need to move in within ...

Have any Canadian investors tried to get a US mortgage through using friends in the US? If so, what was the process like and how did you go about it?

Hello BP!! I hope all is well. I am in the process of prepping my home to do a lease to own. I owe $159k on the property and I pay 1,111/month for a 4/2. I planned on renting it out for $1350 (Very reasonable in my ma...

Does anyone know a lender that will do a heloc over 80% of a personal residence? I am in Ga.

Hopefully someone can help with this! My question is regarding the sale of our primary residence- my husband had some credit issues way back when so my parents helped us with our loan and we left my husband off the lo...

I have lived in my personal residence for over 5 years.  I'm looking to convert it into a rental (I have yet to confirm the loan documents allow this so as to keep owner occupied financing).  When applying for a loan ...

If I own 4 rental properties, could I still co-sign on a 5th property under my wife’s name for a primary residence?