So lately i've been on a blitz on cold calling home owners in different states and have had several opportunities to submit LOI's, analyze and crunch numbers. Felt so busy the last few weeks doing so, as i've been bac...

Working on a loan for a duplex that I'm psyched about. I'd love your thoughts on paying down interest rate up front with points. I'll use an example with similar numbers because I want to truly understand the reasonin...

Hello as a Rehabber I'm always trying to save costs when able. I've noticed when I'm purchasing houses from Fannie Mae or other banks they offer $250 closing fee + title insurance (no charge). My title company is ch...

Looking to build in Truckee, what are current market construction costs? Architects and builders in the area are quoting 2000 per square foot, but I am seeing new construction builds in Martis camp selling for 4 milli...

I keep hearing on the podcast that house flippers always tend to use other lenders, hard money, etc... Even in J Scott's book on Flipping Houses says that they use investors and don't really use their own money.What I...

Hi everyone, wanted to see what your experience has been with home insurance costs. I own a 2-unit primary residence in Lakeview and premiums have doubled in 1 year from ~3200 to ~6500. I have 0 claims - this is stric...

I know there are several sheets already available, but creating my own helps me get my head around numbers and thinking through all things clearly.  That said, I was wondering if anyone would be willing to look at my ...

I am a construction worker that wants to get into this field but no credit and no money saved tried with a investor first time but he just used me to meet all my contacts anyone interested in giving me a try I do almo...

Hello, Want to get a heloc on my condo that has no mortgage, what do you think about that with rates so high. The reason why I’m thinking about it because my equity is really high and will come down as the rates incre...

Hi, I have seem so many real estate agents rebating their commission back to their clients. Competition is tough and I think thinking something along the line. How is that legal? Does it have to be credit towards clos...