If I buy a rental property with a loan, create positive cash flow with a rental, does this reduce my ability to then get another loan for another property? I’m just getting started and trying to create a strategy beyo...

Hi BP,After two successful, cash flowing house hacks in the DC area, my DTI is pushing 40 percent. I will not be approved for a third loan without a little ingenuity. My goal is to put down less than 20% on a third, o...

Hi BP Experts,
I have been thinking of expanding my portfolio once I reach the limit for financing 10 properties and cannot get conventional financing rates. (Currently between my wife and I, we have 11 properties an...

Hey I was wondering if anyone had experience with using ADU income to qualify for a home ready loan. My questions include:Was the ADU income income just passed through the DU program or manually evaluated?Do you have ...

So I’m wondering if Converting my three family “college house” into a two family is an unwise choice. In reality the home functions as a single family however for building code, reducing the three family into two woul...

HelloI am interested in leasing  my single family residence out to then buy a triplex or fourplex. I would like to know if FHA will accept a lease on my SFR as not to count that mortgage in my debt to income ratio or ...

I plan to use a HELOC to buy my first property with cash in order to BRRRR.  I'm wondering if this will affect my ability to refinance the property since it will give me a higher debt to income ratio.
If I use hard m...

I am wondering what options investors are using to fund cheaper deals (<40K).  I can make cash offers, but I need a way to pull my money back out so I can repeat the process.  I know I can get a LOC on them which I...

Is there supposed to be a waiting period between when someone closes a HELOC and applies for an investment mortgage? I'm about to close on a HELOC to be able to make cash offers, but if the house can be underwritten c...