(I've spent a ton of time studying markets, time frames, market rents and a ton of other factors in different states to help me capitalize on inventory in non performing notes.  I hope this blog/article helps.  This w...

This is what I received just this morning from the bank:"This is directly from the regulation “Credit extended to acquire a rental property is deemedto be for business purposes if it contains more than 2 housing units...

I'm 24 and just looking to venture out into the real estate market. I'm interested in getting into some rental properties in southern California where I'm currently living.

I know the market may still have another 6...

I'm looking around for a portfolio lender that will finance me for a non-warrantable condo and finally found one. The condo is in the $175-200k range. They offer a 10/1 ARM with a 30 year loan term at 4.25% with 25% d...

Would doing an interest only mortgage be the cheapest for lowest monthly payments, i want to get the most cash flow as possible,  is the interest rate on that higher or maybe doing like a 5 percent 5/1 arm be better o...

I currently have a 30 yr fixed at 2.5%. Looking into buying a new primary home. With current rates, I am only thinking of a 5yr or 7yr arm. Never taken an ARM before. On a fixed mortgage, i could pay extra payments (o...

I wanted to run these numbers by everyone on this forum to see if this local bank might be the way to go in lieu of conventional financing for our next purchase. There are both pro's and con's to what they can offer(...

My bank said that a 7 arm rate would work very good for me. The rate is 6.8 now and will stay the same for 7 years then it will change every year based on the rates. What is your opinion on this? I already have a ho...

Has anyone used Solera bank for this? They are offering a 7/1 ARM fully amortized by 30 years at 8.5%, 1.5% origination fee and 30% down. Has anyone used Solera? any recommendations on where I could get a better deal?

Hello, one of my friends secured the following loan from Bank of America - his family relative works in the bank & got him the following for his primary home

Home sold price $1,175,000 (1.75M)
Interest rate: 3.1...