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Results (10000)
Karen W. Do you include principal paydown in return?
1 May 2018 | 11 replies

Do you guys count principal pay down when calculating your return on investment?

Dirk S. Tax implications on sale of principal residence
15 October 2023 | 10 replies

Hi
I own and lived in my principal residence for over 20 years and a significant capital gains.
1 If I sell my principal residence I pay no tax on the first $250k of capital gains (filing single), but if I have ad...

Mike Komenda Flip property turned principal residence? tax considerations
15 November 2013 | 3 replies

Thinking out loud a bit here but there is no better place to do it. My wife and I are at the in between stage of our careers where our salaries are going to more than double in the next 4 years.

My family has...

Mark Hu Are extra payments deducted directly from principal?
6 May 2013 | 12 replies

I've read that when you pay above your normal mortgage payment each month, the extra amount is deducted directly from principal. Is this true, and do all lending institutions follow this?

Erin Monday How to make Extra Payments to Principal?
1 February 2017 | 30 replies

Hi! Does anyone have any tips on how to go about making extra payments to mortgage principal? I'm a contractor right now so my salary is constantly changing, but as soon as I get paid, I'd like to make some small extr...

Loring Hinds Renting former principal residence- first time landlord
19 August 2016 | 20 replies

I have purchased a new home and intend to rent my current house.  Cash flow will be neutral to slightly positive, but the Tampa market seems to be finally rebounding.  My goal is to capture the appreciation that will ...

Ryan Anderson Would you consider a Principal + Interest HELOC?
24 May 2022 | 3 replies

Hi everyone, I'm trying to make a final decision on a HELOC lender in the next day or so here. A local credit union has an option to go up to 100% LTV (up to a $400,000 limit), but hey require you to pay 1% of the bal...

Kim Stofan Paying down HELOC or principal on properties
2 May 2017 | 4 replies

I was hoping some experienced investors could weigh in on something my husband and I have been discussing.  We took out a HELOC on our primary residence to pay for some home improvement projects and to use as down pay...

Account Closed Who gets the benefits of Principal reduction?
22 September 2019 | 26 replies

If a homeowner finances you his property for 100k and you agree to pay him 100k but he owes 50k, and he has been paying for the property for 20 years, if you keep paying the mortgage payments and you agree to pay him ...