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Rafael Pinho DSCR mortgage, non-resident
14 August 2023 | 8 replies

Hi all,
I'm an architect and developer based in Europe and considering investing in the US - new builds and BRRRR.
If I bought and renovated a property in 100% cash, would it be possible to refinance with a DSCR mo...

Michael Mikhail What’s the Difference between a QM and Non-QM Loan Program?
8 August 2021 | 0 replies

Great question! QM stands for a qualified mortgage. Qualified mortgages tend to be traditional government-backed loans and conventional loans (basically non-government backed traditional loans).
QM Loans are usually...

Tuan Tran Cash liquidity strategies
24 September 2020 | 3 replies

I’m currently parking my cash in a high yield MMA in anticipation for my next acquisition; however, I feel that inflation is rating it away. What are your strategies to keep it liquid yet still have your cash work for...

Tenille Metti Bowling Accessing financing without "qualifying income"
25 May 2022 | 5 replies

I recently left my full-time day job to fully commit to being a real estate agent, but I just learned from my lender that despite being in a very healthy financial position, I am not eligible for traditional financing...

Joshua Hilliard Self Directed IRA vs. Solo 401k vs. Cash Out vs. Leave it alone?
28 January 2018 | 20 replies

PLEASE HELP!!!I have a Roth IRA that has underperformed for years and I'm ready to be done with it. It did great in the last year so I'm looking to move it into something more productive. I heard a podcast on investin...

Daniel Bork SDIRA to fund more deals
5 February 2019 | 2 replies

Hello all ! I’m looking for advice on how to use my sdira do fund more deals. I bought a duplex in another state and own it free and clear and it’s bringing in some money back to the Ira. I want to buy more but don’t ...

Amit Dhawan Commercial development - get this done before signing contract
30 June 2022 | 18 replies

Hi All,
I'll be pusblishing some quick tips and tricks as well as lessons learned as I start on a commercial development - a shopping center, my first time. Signed the contract for a 2Ac land in April, spent close to...

Lorenzo D Brooks Exposure line of Credit and Refi
5 September 2020 | 12 replies

Bigger Pockets I have a lender who is working to get me approved for an exposure line of credit.  With the line of credit the there will be an appraisal on any property I purchase and a closing in 10 to 14 days.    My...

Jason Bobby Conventional VS DSCR VS Other
9 October 2022 | 5 replies

Is it just me or is conventional now costing about the same as DSCR and of course everyone prefers less paperwork if it’s the same cost… Are others seeing this? 

Ian Stuart Freddie Mac SBL & Fannie Mae Small Loan Financing - Multifamily Apartments
4 October 2024 | 10 replies

In light of the recent 50bps rate cut, we're starting to see an uptick in requests for Freddie Mac SBL and Fannie Small Loan multifamily loan quotes. Given the recent pickup in activity, I thought this would be a good...