![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/141384/small_1694556709-avatar-olguy.jpg?twic=v1/output=image&v=2)
Hello,
I'm trying to calclulate the Debt Service Coverage Ratio. In order to determine NOI, do I include only annual repair and maintenance expenses or also a budget for long-term capital expenditures (roof, heatin...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/654515/small_1621494782-avatar-aernesto.jpg?twic=v1/output=image&v=2)
Hey everyone - I am working on a model and looking for some metrics related to new construction cost in the Reading, PA area. Appreciate anyone's thoughts or recent data on this. - Andy
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2622962/small_1694567199-avatar-frederickw35.jpg?twic=v1/output=image&v=2)
Can I use future rental income on an investment property to qualify for a mortgage? I will not be living in the property. It will be completely rented out. I have 70% down payment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/141384/small_1694556709-avatar-olguy.jpg?twic=v1/output=image&v=2)
Hello,
I want to begin making offers on land and buildings and include a due diligence period.
When making offers on land or commercial property is it necessary to place a non-refundable deposit in order to include ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/530251/small_1642548193-avatar-freddiew4.jpg?twic=v1/output=image&v=2)
How does anyone feel about apartments in CT. It seems like there are plenty available with high cap rates. Just curious about everyone's thoughts.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2331849/small_1695273247-avatar-williamk306.jpg?twic=v1/output=image&v=2)
Aloha All,Wanted to discuss different strategies for investing within an investment market such as Hawaii. Any active members in the islands? if so, would love to start a conversation.Mahalo
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2915201/small_1705778599-avatar-williamb935.jpg?twic=v1/output=image&v=2)
Hey everyone! I’m William a Data Analyst from Charlotte/Concord, NC and I’m starting my real estate journey into Wholesaling.For individuals who have been in the industry for a while & those who are fairly new , h...
Commercial real estate like you’ve never heard it before! On today’s episode, Brandon and David sit down with Ken Wimberly, the owner of a Keller Williams commercial brokerage and a commercial investor himself.
Ke...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/203931/small_1621432997-avatar-ok26.jpg?twic=v1/output=image&v=2)
Dear real estate investors, which on-line real estate auctions would you recommend ?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1218586/small_1621510329-avatar-williamo52.jpg?twic=v1/output=image&v=2)
I have a single family house where there is a 3 bedroom apartment on the first floor and a 2 bedroom apartment in the basement. I don’t want any of the utilities to be included, I’d like tenants to pay for the utiliti...