If you don't have "seasoning" on the loan they won't do the loan either.

Didn't he just say he just had "10 Due on Sale called"?

However, I've NEVER had a note called on any properties and the vast majority were "subject too" and/or owner financing.

He claims that this move would take all responsibility for the mortage off my brother and not invoke the due-on-sale clause.

My main concern is how to avoid activating the due-on-sale clause when transferring the deed.

Changing the deed is a SALE, the loan is due on sale.

Quote from @Chris Allen: I am selling a property on a WRAP.

My question is how do I avoid triggering the due on sale clause in the mortgage when the seller transfers the deed to my name?

Due-on-Sale Clause If transfer taxes are not a concern, the next consideration is the due-on-sale clause, which could lead to loan acceleration.

I am looking at some Repository list properties, due to these being on this list it is to my knowledge since they are from judicial sale they will be provided with a free and clear title.I am noticing 2 things on some PINs either the pin is for a "improvement only" (trailer, garage etc) or the name on the repo list does not match the most recent on the GIS pin.With these situations does that mean if its improvement only you would only own the trailer for example and not be able to do anything with it as the land is still theirs?