Fortunatly for me I do not have any other ties to weigh me down so, I can soley focus on my business with limited distractions.

From what I can tell from the plans thus far, there will be limited "green space" or "communal areas" (the developer committed to "total green space equal to 1/2 of a soccer field") which I suspect will drive foot traffic to the local residential neighborhood. 

Once you have reached your limit you can start using commercial loans in an LLC.The LLC is a legal entity that offers another layer of protection in some cases.

Why limit yourself?

With my limited knowledge, I would consider this a C neighborhood.

Don't limit yourself and use that 220k in the most efficient way you can!

I found BP and now the sky is the limit!

That size would limit the number of life companies that would lend but there would be interest from a handful if the property is stable and in good condition.Freddie Mac also has a small balance program $1-$7.5M that would also be a good resource. 

Cash out refi will be limited 75% arv or 52.5k and interest rate around 4%.

Read the ordinance carefully and you’ll see where the limits are.