Doing it that way not only pisses your lender off by wasting their time but it also makes your realtor look bad last minute and likely sours his relationship with the seller and/or the listing agent as well.My advice, use it as a learning experience for your next investment. 

Investing might be a bit much for him at the time but I think he could be (with a bit of work) a decent PM.OR would it be a waste of my time?

They just can't plan their future that well so it's a waste of your time.

The portfolio manager might have rather cut their losses (specially on a ch 13 which pays crap) add servicing fees, them paying for insurance, taxes and atty fees is bleeding his cashflow.

I just wanna cut my losses not ($2,233 already paid for flood insurance, surveys, and elevation certificate) and walk away from the loan. 

But I don't want to waste my time going from bank to bank to see who will offer me a HELOC.

Question: I've seen conflicting opinions on whether or not you should accept unlimited applications and application fees at one time or if you should cut it off at 3-5 and process those before accepting any new ones.

Where does one even begin to find the right people so you don't get screwed or waste time with those unable to actually help.

I assume most of Biden's tax plan is not going to pass because government will not cut its nose off to spite its face. 

You do not want to waste anyone's time.