In my experience, Banks make it really difficult to obtain a mortgage and I have never been able to succeed in obtaining a loan with them for investment purposes simply because they require a certain amount of DTI ratios.

“However, consumers took a slightly more pessimistic view on the likely direction of mortgage rates, reflecting the fact that actual mortgage rates have moved upward since the start of the year.

By bringing together individuals with the key skills of deal finding, analysis, operations, and capital raising, and learning from the experience of top coaches and marketers, aspiring syndicators can navigate the challenges and capitalize on the opportunities in this exciting investment niche.

If you are going to fix and flip then the most you can finance is about 75%LTV with no experience. 

Hi Mitchell,From our experience we haven't had any issues renting out properties to different residents that have a single family home and a garage unit conversion on the property.

Many people with 5 - 15 years experience think they’ve “seen it all” and now have the ability to predict, read or time “the market”.  

I have a lot of real estate experience, have worked in construction and have tools to work on a property myself.We've lived in Southern and Central California, currently in SW Oregon (went to college, lots of friends here), have family in San Angelo, Texas and near Seattle. 

@Benjamin WeinhartMy experience on this tax forum tells me that highly technical discussions of the Code/Regs nuances are not well suited for this platform.That said, my 2 cents is that this issue is a matter of interpretation.

But they will give you even more valuable advise where to actually invest in the Houston area based on their years of experience.

As someone with vast rental experience in Austin, TX (and a resident of Dayton), I would suggest really conducting a PFS (Personal Financial Statement) ahead of time - if not already done - in order to better assess your purchasing capabilities, then we can dive deeper into the creative methods.Connect with me to discuss when it would be a good time to talk.