When it comes to apartments, various characteristics of your property and operation may trigger certain coverage requirements (likely at your lender's request) such as:Boiler & Machinery -- when steam boilers/pressure vessels are presentWorkers Comp -- if employed directly by ownershipLaw & Ordinance -- if property is a non-conforming use (though typically grandfathered in)Flood -- if in a FEMA designated flood zoneThere are plenty of others that are unique to certain properties.

I also try crazy, unique things. 

Etc, the unique thing is that  Antonio target out market as investors so that's a good look by itself right there.

I am also focusing toward a more fulfilling way to run my business and finding a niche to give back!

@James Wise I think that this exercise you are attempting is totally wasted on the active, seasoned BP member as they have been down the road and worked hard to find their niche and make it work for them.  

You might consider Niche or Specialized Housing like student housing.

Real estate brokers and agents are in a unique position and laws of agency apply, an agent is not an employee of the broker, but their agent to conduct business in his/her place or stead.

They only survive generally if they have unique custom stuff at a great price that people can't get elsewhere.

True you had a uniquely bad experience but if the market there will allow you to move, I would do so.  

Here you will meet wholesalers who will provide deals and rehabbers.For highest and best use you might consider Niche or Specialized Housing like student housing.