Hello, my name is Kyle and I’m new to the BP world but there is so much here to learn from.

Yes I am referring to BRRR.But I guess what I was getting at was banks aren't allowing a true 100% refinance, mostly 70-80% LTV.It's challenging to find deals in the suburbs of MD where the ARV is 80%+ of the original purchase price.So that 20%-30% equity left in the home eats away at the cash out profits and leaves my cash in the home vs taking totally out.So I was asking whether people are getting true 100% cash out refinance from lenders or just the fact the ARV of their project is so much that even with 70-80% loan value, you're able to take 100% of your invested money ($$ down and rehab) in the project out.

Miami is so oversaturated with investors now.

Improving it slightly won't really work on this house, it's really not in that great of a shape.The only reason why I was thinking of adding an garage ADU is so I can have a garage next door since I don't have one on my property, just a small shed. 

Sounds like what's driving your thoughts of asking the tenants to move out is so that you can renovate as needed and place new tenants at a higher rent amount.

Why would people rent here rather than buy, when housing is so affordable.

But from what I can have heard and see, is Killeen is good for Cash Flow and not so much appreciation as there is so much supply that is always being built.

You mention amazing CoC, which is?

I really believe BP is a great vehicle to start building this knowledge and relationships...which is why I also think it is so imperative to get on here and write something!

There is so many newer investors on BP that can learn from this.