If this is true, any reccomendations lenders? 

Thankfully winter will help slow that however that presents a whole diff set of challenges.

Have you found this to be true or have they gotten better?

If you want a non risky challenge try and find a deal to wholesale, it has been hard on me so far and new pockets of chaos keep popping up in my pursuit of a first deal that have taught me how difficult it can be to find a good deal or do real estate. 

Fortunately I️ have good credit so getting a loan will not be a challenge

Plus it leaves plenty of room to outperform, which is the true key to building investor loyalty.

And like I said, it’s an area of considerable challenges in terms of crime and poverty etc. 

Can’t really go wrong if you do it the “tried and true” way of saving money for a down payment and conservatively building your portfolio.

Is this true? 

I don’t need to ask seller any of that I do my own inspections and figure what rent should beI am looking long term so the current rent payment means little to meI would never take what a seller said as being true as far as maintenance, late pay etcI look at it as buyer be ware.