For example, if there’s an Indian Home Loan Guarantee Program designed to boost homeownership among Native Americans, why isn’t there, at the very least, an African American Home Loan Guarantee Program?

It can cause you a lot more headache and it is not designed/permitted as living area.

I'm thinking we should also assign a single person return designation for the security deposit at the end of the lease to make things clear. 

The term "Transfer" is not an official insurance term designating the rewriting of the policy so I wanted to make sure you had it right.  

I am also just starting out, so trying to design it right, right from the beginning, to be in line with what drives me; like you said, living authentically.Definitely keep in touch as you get started.

Just recognize that most mortgage products are designed for human beings not businesses. 

I finished my CCIM designation last October- well worth it.  104 was the best course in my opinion. 

This was changed a few years ago.https://le.utah.gov/xcode/Title78B/Chapter6/78B-6-S802.htmlA tenant holding real property for a term less than life is guilty of an unlawful detainer if the tenant...continues in possession of the property in person or by subtenant after the end of any month or period, in cases where the owner, the owner's designated agent, or any successor in estate of the owner, 15 calendar days or more before the end of that month or period, has served notice requiring the tenant to quit the premises at the expiration of that month or period...

A great site to get design advice is houzz.

That's probably why I have "mamba mentality" tattooed down my spine.