I often don't try to estimate variable expenses.

You are in a competitive market, so good luck ... but the good news is that supply and demand cuts both ways: that which is hard to buy is easy to sell or rent and tends to appreciate well over the long term.

Very cool.What I do know is that moving is expensive, besides size, and height, weight is also a variable in the costs of moving.

I would have given these a shot but could not find local supply at a reasonable price.

Real estate crashed about 25-30% in market value in 2008 and some say that was the tip of the iceberg but it's hearsay and as @Simon Ruiz mentioned there's still cranes everywhere so demand is still greater than supply in LA.

The 2 years of work history requirement is misunderstood quite a bit because it mainly applies to variable types of income such as self-employment, large commission income, bonus income, etc.

@Jim Adrian this would be a variable rate as it moves with the prime rate.

You can still buy  the full one-piece units at plumbing supply houses.My guess is there is no wall board behind your existing unit, as they are installed directly against the framing.

Problem is - not only does the hot and cold water supply pipes freeze, but so does the entire hot water heating system.

The tax credit is keeping prices at their inflated level, interfering with the market's ability to adjust itself, defeats all the logic of economic principles.You can't fix a supply problem by superficially influencing short-term demand; in the long term it will take the real estate cycle longer to normalize because of these interferences.