I am planning a trip to Cali next month.I was told from the standard mortgage operator on the phone, that I would better talk to their Private Mortgage Department or Advisor.

That in my opinion is a very poor  practice and indicates a hobby landlord approach to business.

I’m in college and don’t the have time or money to buy a property, but I want to educate myself and practice the necessary skills.I have been taking courses online and reading books about REI and I am looking for some advice on what I should be doing.

I know that i definitely need to practice my ability to analyze deals (something I’m working on now) and in addition i have a lot of work to do in learning how to plan and estimate rehabs.

Learn about vacancy, maintenance, turnover, etc and then practice doing the math on properties you find on MLS or Zillow.

You need to change your business practices not your tenant.Pay or quit notice is always posted the day following when rent is due.

Additionally, the loan is non-recourse (except for bad boy carve-outs, which is standard) and provides very competitive loan terms.

I'd say maybe 1/3 of my guys don't even have a website (let alone a website suitable for 2019 standards!). 

Do you have an example of something that doesn’t conform to the IRS standards? 

When we opened it, we got the EIN and notice from the IRS about filing form 1065, which is standard.