Not like you were being sneaky, just very smart.

Shop around for some other lenders.

Shop around and see if someone will do it sooner!

For my first real estate investment I have access to the funds that would allow me to put 20% down on 2 or 3 $200,000ish Condos.The Condo’s are in good condition and would not need any rehab.Is it smart, stupid, wise, unwise if I purchased the Condos with a 20% down, and rented them out at a proper rental rate (which would be a few hundred dollars higher than the mortgage)???

., you'll be doing the smart thing and hiring a property manager, even if tenants aren't paying because it's not for their sake but for the sake of the property and for you.

Companies can find smart employees. we are talking well educated to have good cognitive capabilities at $25-35,000 a year.

It carried my family (and friends), I didn't have to worry about a scratch or a spilled pop or a ding from someone's shopping cart, I towed tons of stuff, I carried tools and materials for my business, and I was very comfortable and safe the entire time. $10,000 cash is a lot cheaper than $50,000 plus interest, plus higher insurance premiums.

The other lot has a CMU garage/shop on it.

This is often why buying existing parks is smart from what I've learned so far from various park owners. 

I currently have a full time 9-5 and am looking to ideally transition into REI gradually (certainly not in any big rush to make it a full time gig right off) so I am just starting the process of shopping around for a starter property such as a SFH or small multifamily and am overwhelmed by where to begin as an individual investor without partners or a team of any kind.