If you lived there 5 years, you should be safe. 

If it was me I would increase the vacancy and repairs percentages to be safe.

I’m sure as many people on the forum discussed if the tenants are good tenants and are having issues during this time I don’t see why we as landlords can’t try to come to a reasonable win win solution.

Now, if there were some grey areas where you made a decision to write something off immediately as opposed to depreciate it, such as through the De Minimus Safe Harbor, or you chose Bonus Depreciation instead of choosing to depreciate it over its useful life, that's one thing.This is probably the sixth time in the last 2 weeks I've heard "my mortgage broker suggests I show income of $60,000 this year" or "my mortgage broker wants to know if you can move this from Schedule E to Schedule C" and any other number of complete bull-oney that makes me wonder what the heck these brokers think they are doing. 

Stay safe! 

Stay Safe out there! 

Now in practice, is it safe to consider that if the SE has separate business bank account, a weekly wire transfer from business to personal of $1923.07 will for sure solve the issue, regardless of the debate above?

Best of luck, safe investing!

Thanks in advance, and hope everyone stays healthy and safe!

It's been interesting to say the least but everyone is working together to figure out options and or solutions.