It sounds like you were not engaged in your business and negligent in your responsibilities.

Joe, Thanks for the response. 

When we mention that we want to make 'low-ball' (albeit carefully calculated with investing in mind) offers and lots of them we don't get the hungry, enthusiastic response we have been looking for haha.Multiple episodes of the BP podcasts have individuals who have casually mentioned getting licensed like it's no big deal.  

@Mike M.Thank you for the response!

Thanks, really appreciate the thoughtful response.

Since Ive been looking at loans, it appears that if I was to buy say a single unit for the purpose as an investment to rent out, I would need 20% down... but if I was buying the unit as my primary residence You can qualify for a MUCH lower down payment depending on your income. 

Hey Kurt, Thanks for the response!

We are in actuality responsible for our tenants lives, (keeping our homes safe for them to live in) and the neighborhood, safe and still marketable.  

I don't have anything to add to the above responses, there's some great advice above.

@Bruce Runn Hi Bruce, I came across your response because I had the same question.