I'd prefer not to be in the ignorant group who ignores reality such as you referred to.

Welcome to BP @Sheila Reyes I believe you are referring to house hacking , you can see a guide on it here https://www.biggerpockets.com/renewsblog/2013/11/02/hack-housing-get-paid-live-free/

My question is can anyone refer a company that will lend us an additional 50k to complete this project with these credit scores?

FYI - I am extremely selective in who I refer people to, so please let me know if you have a good or bad experience.

Record that (make sure that you write on it to cross-reference to x address, as they'd otherwise only put it under your name) after you sign a contract.

The ONLY thing I've seen as a website flaw that many web master miss is pagination control for physical paper, but that needs a coding change in the website page it self to avoid orphan text or beginning a paragraph and having only one line at the bottom of the pageCSS 13.3.1 Page break properties: 'page-break-before', 'page-break-after', 'page-break-inside'IMO this is totally a non-issue compared to getting file you can take with you for personal study & reference. 

I replaced a 40 gal recently (this month)with new venting at about 25% of your cost (heater, venting, and labor) using a licensed plumber (not my handyman) but I have no idea what the cost difference between standard size single unit heater and the size you are referring to. 

When I'm looking at various deals across platform and even deals on the SAME platform seems these can be calculated quite differently.For instance since IRR is calculated based on the capital invested if a cashflow shows that in a particular year they estimate that they will be ABOVE the pref and return some of the capital then the IRR in the subsequent year is likely higher since now the capital invested is lower but the return is the same thus boosts overall IRR for the deal.For this reason, it seems referring to the multiple as an additional point is helpful as at the end of the day it tells me how much real money is coming back to me.I find the calculations non-consistent especially on fund deals, where they can be open ended dates with a wide range of hold periods so you can really cherry pick your numbers to make the IRR and multiples look good.Any tips?

They will be able to get the comps @Jeff Dulla is referring to.Your ARV/Market Value is based on recently sold similar properties near the one you are interested in.  

I wanted to learn the business from the best and I was referred right here to Bigger Pockets.