And the reason why we are all in REI isn't it?

The reason i am here today is today is because i have been intrigued by real estate since i was old enough to know what the words meant.

If you're buying in Dayton, cost of entry is pretty reasonable based on borrowers I've worked with that bought there.

Many of them cap at a much lower LTV compared to a primary so it would depend on how much equity you have in the property at the time.

The reason I haven't switched to streaming at my properties is my banker complained that when she stayed at another property in my market they had streaming and her large party of professionals couldn't watch an SEC football game and they had to watch it on their phones. 

The reason why you are not having any success finding any information is because it doesn't exist.  :-) It's like looking for an insurance for a speeding ticket.

capital gain and passive activity is very different you can't offset each other.see to make this PAL stuff to be make sense you need to combine it with 2 years tax-free first 500k primary buy/sell, 1031 , syndication and development/flipping activity.

This is instant value (assuming the renovation costs are within reason) if the property can be reasonably compared to other four bedroom homes in your area.

I'm interested in buying the property and would like to see if the owner has any interest in selling the property for a reasonable value.

I have access to my local credit union and small regional bank as well.Any advice would be appreciated.Thanks,Hillary  Almost any bank will do a HELOC on your primary.