Then, reach out to a mortgage broker, and see what your options are.

.$365K mortgage at 7.5% - $2,550/MoHOA - $460/MoTaxes - $306/MoInsurance - $200/Mo?

Seems like the bank owned ones are federal national mortgage association (Fannie Mae). 

@Joseph MuleroTo boost your rent plan and make more money in the medium-length rent market, think about these steps: slowly add furniture to the new place while you stay in your current home, pick cheap furniture, use a credit card with good terms, look into loan options like personal loans or home equity credit lines, try out the market by listing the place with few furniture pieces, aim for easy-to-change furniture for flexibility, and talk to pros like real estate agents or home decorators.

- Loan Type and Liability: Implications of personal vs.

If one person stops paying and it's tolerated, It's more likely to spread within the house.

My personal return is fairly complicated with Trusts, partnerships, W-2s, and several K1s.

I personally don’t want to use FHA. 

Househacking is essentially renting out rooms to folks to offset your mortgage, this can also be done in Multifamly with other units in whatever you decide to buy.

To me that is how the average person in the USA can get pretty wealthy.