So HOA is not needed to complete the purchase and the loan.I want to get rid of HOA for 2 reasons1) The existing HOA mater insurance policy (commercial) is expensive ($5,000/yr) with very high hurricane deductible (5%) and covers exteriors only; besides I have to buy another 2 residential HO3 insurance policies, each to cover interior of each unit at $600/yr per unit.

Reference HUD SFH 4000.1Also, the Streamline 203k no longer exists.

Biden also proposed eliminating an existing tax break at death (the "step-up" in basis) that allows appreciated assets to pass to heirs tax-free.

Seemed peaceful alright.

Existing landlords are not selling and there’s absolutely no multis to be found anywhere in this two university town that has about 60,000 college students.

Sure you existing property has increased in value but so has every other rental property you are trying to buy.  

Thee all seem like things people expect to have access to.As far as the noise form gaming I would remind them others have a right to peaceful and quiet enjoyment of their place as well.

Peace of mind is one of the biggest advantages when it comes to real Estate.

Your application will show the entire existing project and identify the area which will be your existing home and the area that will be the ADU.

We want to dig out our existing crawl space to create a basement.