She actually showed up for the hearing (which surprised the heck out of me) and agreed that she has not paid rent in a long time.

Florida and the collection would be for Past rent not paid. 

It is very difficult if you have a W-2 job and for the IRS to consider you as a real estate professional.

Jacksonville's real estate market is characterized by a stable yet dynamic environment, a good number of reasonably priced home options, and a strong economy supported by notable job and population growth.First, as far as market characteristics go, Jacksonville offers a balanced market, meaning that neither sellers nor buyers have a clear edge.

In addition, my W-2 job is entirely remote.

In addition, they required me to sign additional documents AFTER I enrolled and paid for this course and the requirement to sign these documents were not disclosed prior to enrollment and payment.

I had a huge remodel, and when I finished I sat down with the customer to go over the job.

Hopefully, it survived and is still providing jobs to the community.  

New Bank Loan Traditional Subject To Take Over Existing Loan - has already been paid down some Purchase Price $400,000 $332,196 (Take over existing loan) Down 20% $80,000 $10,000 To Seller Loan Amt $320,000 $332,196 (Take over loan) New Loan Payment Rate 7.75% $2,293 $1,465 Take Over Payment Rate 3% Difference $828 Your Savings per month Other $0 $0 other Loan Origination Fees 2% $6,400 $6,400 Your Savings On Loan Fees Closing Costs $3,500 $3,500 Closing Costs Cost for length of Loan $825,307 $490,512 Your Cost for length of Loan $334,795 Your Savings over Life of the Loan Using Bank Cost to acquire $89,900 $13,500 Using Us Cost to acquire $76,400 Your Savings Just By Buying Using Subject To Total Savings $411,195 Your Savings Total w/Subject To

Unfortunately my wife's job started requiring her to come into the office in PA so we plan on relocating there.