Big 2 car garage detached.Upper unit: 4br 1.5ba, floors 2 and 3- Living in for the time being- Expected rent $3000-$3200Lower unit: 2br 1ba- Currently renovating- Expected rent $2500-$2650 Rent range: $5500 - $5850PITI: $3900 p/moWhat made you interested in investing in this type of deal?

We consider ourselves more risk averse, fiscal conservative.Financials = household income $155k a year, no debt except mortgage, cars paid off. $66k in reward checking accounts earning 4% interest. $95k in traditional Roth IRA, $68k in 401k.

I had a small inheritance when my grandmother died, and we downsized cars. 

I want option 2 but my fiancé strongly disagrees (I want to run before I walk)Option 1-If I pay off debt that will allow us to clear 1497/Month (871 more) Debts (other than house)- 25k in car loan @ 6.79%, 420/month (bad choice I know but you talk to my beautiful fiancé and you’ll understand) 71 months remain- 2.4k in medical @ 0%, 151.22/month, 11months remain- 3.6K in student loans @ 6.55%, 70/month (who pays these anyways?)

Too bad it’s not a mobile home or I tell you to go get a car loan.

An other possibility is sell a car or finance a car that you own with no loan and use that as a down payment.

That's like asking, "what's the normal cost of a car?"

I’m just starting out but I have a car loan that is a little over 5 grand.

Maybe they have a long term evil plan to replace everyone who is paying them - maybe even landlords...There is a major difference between selling small consumer items, or a $10 Netflix subscriptions, or a $20 car rides versus selling real estate worth hundreds of thousands.

Sorry for the late reply, My advice for what it is worth, is look at the possible tenants car, because their apartment, or house will be kept as neat or as dirty.