Adding a stair glider or ramp in the front is easy and normally considered a "reasonable accommodation." 

Your agent should communicate with you quickly, often, and outside of normal business hours.

On your shared square footage you can allocate and deduct that % of all normal rental expenses.

Ahmad:It normally starts with the physical inspection of the building(s).  

I would like to know if this is normal in a process, I thought this was all paid at closing.

Then you just wake up and open the mail box and out comes money.  

Part 1 of 5: What is a Deductible Buy-Down ProgramDeductible Buy-Down programs are insurance policies a business/real estate investor can implement in their protection plan to lower the amount of deductible they have to pay when there is a claim made.These are policies which are in addition to the normal coverage plan (property, liability, auto, umbrella, cyber, etc.)Part 2 of 5: How Buy-Down Programs WorkThey are one of many ways a person/business can implement alternative insurance protection.Buy-Downs are added to protection plans to lower out of pocket expenses for the insured at the time of loss (a claim)Example of how a Buy-Down program works:You have a commercial property portfolio.Its insurance policy has a deductible and a premium.

If it is Wake County or close by, I can recommend an excellent attorney who can give you some good advice.  

Would a normal person have seen the dishwasher leaking onto the floor each time the appliance was ran as an issue? 

-Hardwood floors have some noticeable finish wear signs in high traffic areas but that could be normal wear.