Your mentor has needs; try to meet them and develop a mutually beneficial relationship.A mentor can be very beneficial to your growth, but it's not as simple as one post on a forum full of strangers.

It's the team on the ground who you are going to trust with your hard-earned money...You want to work with someone who is going to have your best interest at heart for 5, ten, or fifteen years".In my experience, the investors who are most successful are those who establish long term, mutually rewarding partnerships with their team (broker/agent and PM in particular), rather than transactional relationships. 

I'm seeing Travelers, USAA (if military), Liberty Mutual, Allstate, and Chubbs all highly rated from some cursory research, with different strengths.

I believe they will be around 5k that's why I'm asking what's more beneficial or are they basically the same offer?

There was a mutual respect there.

It seems like they are double dipping and wouldn't act like a true partner.I think getting a better understanding of their goals can be beneficial here.

@Jeremy H.I would agree with you that over the long term you could get 8-10%, I would suggest index mutual funds.

Increasing rents to market through housing providers and working with the market apartment to find a mutually beneficial outcome.

What value could I bring being new to the scene to have a mutual relationship with a mentor.

I guess I'll have to work with an agent to find them.My total monthly expenses is $1750 so nothing else I can realistically shave off, but I'll definitely keep saving towards the down payment.Although the relationship is inverse, would trying to buy home prices towards the bottom of a dip be more beneficial in keeping options open for refinancing, Home equity loans, etc?