long term i like Raleigh because of the economy there being waited towards medical hence appreciation.  

Not being able to make a car payment or a medical bill payment will result, in most cases, in non payment of rent.Debt is debt whether it be student loans, medical, cell phone bills etc. when they default they borrow their landlords money to make ends meet.

They will teach you techniques and skill that is worth more than 10,000s of dollar. 

So its all OPM and their skill or hopefully they are skilledso I think what @Joe Schaak is saying is the 130k would be the down stroke the HML wants and the rehab funds.If the deal pans out correctly this is a very nice financial play for Joe. 

I generally hire for personal quality construct so long as the basic skills of the position are there.

With experience comes a broad understanding, finesse, and skill, all of which I'm sure you exercise in these situations.

ALL of this that also includes some of the safest areas in Central America, the happiest and greeniest country in the world, great medical care, solid infrastructure, and good IT services.

For example, what if a prospective has a very low credit score solely due to medical collections?

Your USP will likely evolve as your dynamic experiences reveal your natural talents, skills and expertise.For example, I never intended to become a probate expert but rather use my foreclosure and title expertise in the legal community.

Once you get that, shop around skilled laborers to do the floors, and most of the other cosmetic work you could probably do yourself.