Philly is a small city so C class areas could be right next to B/A areas.You could also try and target MLS properties that have sat for long periods of time and try to submit a lower offer.

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I'd be aggressive on offers in cash and potentially hold a small mortgage on a high quality asset in the $450-$500K range.

I am not in your market, but I can offer some advice as someone who has personally bought and sold homes in other states.

. ~6 years ago I purchased a property (seller finance) in WV using an attorney (not a title company) and was never even offered title insurance.

You can also just look at properties that have been on the market 120+ days and make low offers that meet your ROI criteria. 

We were called by Novak Capital Management offering us to invest a minimum of $125,000 in a development named the Summit Lofts in Georgetown TX (209 mi south of Austin. 

I had technically 21 offers for my Miami place, I say less because I use the cash offers as real offers.

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