I am a Real Estate Developer and multi-family investor based in Toronto, Canada, with over a decade of experience in these asset classes and a portfolio spanning 900+ units.

I sort of did this strategy over the past few years but have a tough time making sense of it right now. 

We've had one for over a year, but that's very rare.

My goal: create an interest-free loan which is appealing to a potential homebuyer, yet doesn't make too big of a discount on my end.For example: If I sold my $300,000 house with 20% down ($60,000) over 30 years, at 6.7% interest rate: $1548.67 principal and interest per month1548.67 x 12 x 30 = $557,521.20What I would do would offer a lower monthly payment and no usury, but it would effectively be like a prepayment penalty.Arbitrarily, let's say 20% off the monthly payment, or $309.73 less per month: $1238.94 monthly payment.House would be sold at $446,018.40, which is $111,502.8 less than the total paid with a normal mortgage, but $116,018 more than the market price.

We pay her in chunks over the course of the 3 year lease.

Also I later plan on using the BRRRR method, my father runs a small construction company and has been in construction for over 25 years. 

I have a friend who owns over 60 properties in different states.

Many investors are too use to quick money over the past decade.  

I know Florida property insurance is wild right, but has anyone found more success with particular insurers over others?

Also if you want a faster return then there's the flip but if you want a return over time theres the rental side.