You have the same chance of finding a lender to use by just being on BP

HOWEVER I can see value in a market like this, where you determine, only for yourself, what those lower parameters may become in the event of a crash. 

Hello everyone i just got a call form a seller he's trying to sell his house 5br 3bt 2,550sqft fully rehabed looking fantastic everthing new from customtiles to appliance,He told me he's trying to get out of paying mortgage so he'swilling to sell at a lower price that he had it on the market for which is $238.900Dont know what to do or where to go since i still haven't done my first deal yet.. 

Would your first instinct be to offer a much lower price?

Both Lower and Upper West Side is appealing (like up to Blackrock/Riverside).

The 1st mortgage lender also has to allow 2nds.As others have posted, living in the property will allow you to qualify for a lower DP, so that's an option too hopefully.Good luck,- Tom

I'm looking to lower some expenses since interest rates have risen.

You can see this information when you ask for the Repair and Reserves Analysis report from the HOA.Stick with Low-rise type of condos, the fees tend to be lower.

The bigger issue you're going to run into Andy is most lenders have a limit on how many mortgages you can have, and they typically offer lower LTV's when doing HELOCs on rental properties. 

Offer lower than fair market value What was the outcome?