Unfortunately, so much of the literature and advice that is out there involves passive investments and/or situations where there are multiple investing parties in limited partnerships, etc.

I'm reaching out to this forum in the hopes of gathering some innovative strategies for real estate investment, given my current circumstances.Here's a bit about my situation: I've been experiencing unexplained pain in my hands, which has unfortunately made it impossible for me to continue working.

And to add to the stress, we took out a loan to cover the costs, and now we're watching our hard-earned cash disappear with each passing day.In this moment of desperation, I reach out to this community for assistance. 

But by only reducing $120 monthly, I would be adding about 150 months to the loan term.A 6.5% would only make a small increase of lowering payment by $220.

Here are some reasons not to sell:- 2.7% loan is very low by today’s rate.  

@James Trobaugh in either situation, you could use an FHA loan.

Hi @Tim RogersI don't know the specifics of your situation, but it sounds like you are in the "Development/Redevelopment" qualifier of the REPS.

Which market to lend in, that states foreclosure and usury laws, do you have trustworthy boots on the ground there, and can you handle a default situation if and when it happens? 

I’d encourage you to just call it a “lose the battle, win the war” situation.

However, I talked to my realtor who got started in real estate via room rentals and he shared that as a 'border income' situation you actually have more rights than a traditional landlord.