Originally posted by @John Weidner:I disagree on your original approach so I'd cut her some slack on paying this months if she has never been late before.  

John C.- thanks for the note on Jeff Brown's articles.

And John it sounds like your brother in law has a very good niche I am hoping this is one as well.

John Smith 123 green hills.Whats going on is this property bank owned or not?

Thanks, John and Andy.Great ideas!

Hey @Denis Ponder, once again I am in agreement with @John Underwood.

How do we know it is a good deal John?

Very well said John.

John, if you used the 50 percent rule, that should cover the roof for the purpose of the analysis, would it not?

This might be different according to states' regs, and I am agreeing that it could come down to law suits etc, but.....The contract (I think all of them) say: John Doe (Seller) and John Smith (Buyer) agree to sell and buy .....And both Johns sign and date and thereby execute the purchase and sale contract.