Here I am putting down 25% of my money, have a great credit score of 780, have a job showing good income and yet they still want to see all my other financial documents.

I'm looking for someone who does good work at reasonable prices, shows up, and finishes the job. 

This simply isnt the case in the REO world.Also, a listing agent on an REO is acting much more akin to the job of a property manager as opposed to a traditional listing agent. 

If they balk, they don't get the job because I'm not going to eat their tax bill and I'm not playing patty-cake with the IRS.Keep smilin'Dennis

The county falls within District 4 and so there's a reassessment scheduled for 2019.

$2500 in cash reserve is very small to me, you have personal mortgage and student loan to pay, if all goes wrong like lost a job or something, $2500 doesn't last a month.

You have to deal with several external entitiesa) Title search companyb) Lender ordered appraisalc) Home inspectord) Closing attorneyIn theory, everybody could do their job in 2 days but in practice it does not happen.

And yes, I can retire now, but I love my job and it pay well.

Yes, jobs were lost but other jobs were created via adaptation and evolution. 

If you have water heaters exhausting up interior chimneys then be aware of possible leakage.Recognize that every job which you have to do has the potential to spiral into others- I have found a number of patchwork jobs when we went to do work that necessitated doing more work than anticipated.