They do require a refundable $5k deposit to get on the "VIP" list and start receiving properties.  

The EV charger is listed as an amenity on our Airbnb listing.Cost $1800 for Tesla charger installation.One interesting insight is that we couldn't get 100% charge ability from the charger because our house's electrical was sized for 225 amps (the electrician sized it for the house's electrical requirements at the time, the charger was an add-on afterwards). 

Keep in mind the more work they are going to be doing and the better the job, the more you will have to pay them.

In regards to bedrooms, the county requires a permit and they will determine your occupancy based on the BR size (1 person for the first 70 s.f. then you can add additional person for each 50 s.f. after), parking, and parcel size.

In my experience, Banks make it really difficult to obtain a mortgage and I have never been able to succeed in obtaining a loan with them for investment purposes simply because they require a certain amount of DTI ratios.

There are specific requirements though when using the rental income.

High income W-2 ($400k+) earner and would like to keep my job.2.

We also heard that Encore requires that you hire one of their pre-approved management companies which would not work for us.

In reality, 90% of the time you can probably do as good a job if you go the DIY route on the PM side as long as you invest time to learn how to do it right.

Customers with good credit end up paying more when they use a "Broker" or Lender who are simply the "middle men".The other thing is there are new programs that only require 15% down for 2-4 units and almost all lenders and brokers require 20% to 25% or more for 2-4 unit multifamily investment purchases.