More on DSCR loans in case helpful: DSCR loans won't use your income to underwrite the loan.

I also think that they only take 80% of the rent income into consideration.

I also establish income, credit, and background screening requirements that are customized to my market and property type. 

But it kinda works for me and I get the warm fuzzies knowing I have some diversification.Also, if you're 27 and have an income allowing you to invest in real estate, I'm guessing you work with some other 27 year old looking to park some cash somewhere as well.

Also, he's been wanting to move out of his current primary and rent that out for LTR.I believe that would work out ok as he's looking to offset some income from the LTR of his current residence.

You get to deduct other ordinary and necessary expenses against your passive rental income don’t you ? 

Would love to connect with others who started without a large savings/expendable income but had the motivation and commitment! 

I will be living in the one of the units myself and want to maximize on the amount of equity and rental income.

You have hooks into what could be in the future a pretty nice income driving property- multiple AirBNBs, wellness spa, orchards, etc. 

Normally, how I help my clients is to advise them how much of a house they need to buy to get their income from a certain point to the 0% / 10% / 12% bracket.Sometimes the issue with this strategy(if it is considered active) is that you almost have to keep buying a new property every year to keep your taxes low.Because in nature(if a STR operates the way it is), is that it is suppose to increase your income which directly increases your taxes.