How do you get approved for hard money lending everything we tried cost up front trying to set up a relationship with a hard money lender I have some cash available any body got any ideas

We're all human and seeing someone make $5,000 - $15,000 off of us when it appears that they didn't do much of anything can cause tension sometimes.

Unfortunately, human beings have biases and sometimes those biases show up in the appraisal report. 

If you come across this situation make sure to talk to local attorney so that you understand your responsibilities in your location.The animal is destructive to the property or displays threatening behaviors that could put other tenants or yourself at risk.The size or nature of the animal makes it impossible to house safely our humanely.

Human nature lots of humans want to work less to make more.      

Asking the previous owner isn't useful -- an individual isn't the regulating body and for all you know they sold the house because they got cited for non-compliance (most likely for renting it as 2 unit when it's an SFR).

I could maybe pay less by shopping online, but I have always had great service from Allstate and like the interaction with real humans. 

No body contacted and no body knew about this bill,till the house came in market and the bill found out by first prospective buyer.Now Me as a seller, buyer agreed that this bill will not be paid by seller.Dwsd agreed on phone not in writing that this bill will be paid by tenant.title company wants it to be paid from Seller’s proceeds before settlement.

Ultimately, the acquisition and the human capital involved is what will make or break any real estate investment. 

My own concern, not having self managed more than $1M or 15 units at a time in real estate; would be my own or another person's experience if they havent invested in real estate before, and scaling capabilities in things such as human resource management to consider going too big too fast.