New to BP, so I’m not sure how we connect from here adhering to the guidelines of no email or phone numbers.

FHA also has a few other guidelines that will have to be met.......- You will be subject to a max of 7 units in the same area.

If I close a deal with a seller and they go on their merry way, happy with the results, I can't control whether they use that money for their medical bills or they gamble it away.Your comment was very thought provoking.

Any links to documents or guidelines would be supremely helpful.

They told me their basic guidelines, so should I just go by what they say and if by some chance I happen to be wrong, they I lost my earnest deposit?

@Deonte Smith Hard money lenders are going to run their own comps and calculate the maximum loan amount based on their guidelines (usually around 75% ARV).

@Brody BostonOption 1: You've got a solid established relationship with someone who will help you and go out of their way to almost make 100% certain you're successful.Option 2: Gamble on the potential that in a larger populated area I can get someone's attention, quickly build a relationship and get everything option 1 would have and more, all within a summer.You're wise enough to ask about what to do, so there is hope.

I'm just saying if you get an applicant that's borderline, don't bend your guidelines, or give the benefit of the doubt to people etc...I've also found 3x to be the minimum, and if it's low rent, you need to see what their real take home is vs debts.

Can anyone give me advice on where to find credible hard money lenders and what kind of guidelines I should follow and when I should use a hard money lender.

I know that BP has guidelines about cash flow being the driving force in buying investment property.