Anyway, there's literally hundreds of previous threads where dreamers ask the very same question: "how can I trick Banks into letting me buy their properties for much less than they're worth?"...

I have heard much about the house hacking trick where I buy a multi-family property for a low down payment and rent out the other units so it covers my mortgage.  

One trick is leave one or two walls up and not demolished will be considered "remodel", if you tear them all, then it is considered new construction, then all those fees and grandfathered items that comes with it is out the window (even if there's no window).

Whatever the value of the transaction, there is a discount which is appropriate to underwrite the possibility of the cycle shifting, and the trick is to know what this discount is...

The trick is getting in such that you can stay in; an investor in this market needs to be sure they can make it to the long term with their investment before they can see the long term appreciation.

The trick is finding the deal.

Amazingly, that particular email was addressed, so sending an email to an actual person at Sage must be the trick.

Be sure your partner has 'skin in the game' (aka also has a portion of the investment).Family members, especially those without a portion of the investment, a very frequently POOR managers or partners, after all "I'm doing him a favor and can't spend all day as his slave". 

I am very interested in investing all over, but I was hoping to discuss Jersey Shore rental tips & tricks.  

Earlier this year when I was looking into it most banks/credit unions required 20-25% down so that is what I've been planning for.I just wasn't sure if there was some sort of trick where you put bid 80% of asking on a foreclosure, put 10% down on and pay PMI for a few months until you can refinance.