If you can't get a loan on the property (I'm assuming it's property based and not credit/income based) no one else can either which means your offer should drop considerably.

I use mysmartmove to run credit and criminal check on this applicant.

Ask for these items to be repaired and/or ask for a credit for these items.

Another "issue" arises if the lien appears on your title abstract but there is no corresponding mortgage on your credit report.

This specifically has been deemed fraudulent by the IRS.

My credit is decent, but I do have a Mortage and two car payments.

If you have good credit (660+), good income (DTI with the new loan < 50% or so), and cash for a down payment and for the required reserves, getting a bank loan is straightforward.

The buyer gets a credit.

Listed below is a summary of my financial and credit profile: Income/Savings:94K annual income (58K from primary employer + 36K combined from part-time work)20K in savings and have an additional 20K towards a downpaymentCredit scores: TransUnion 649, Experian 665, and Equifax 637 as of 12/10/11; credit simulator claims that my scores should jump ~20 points if I pay off my credit card balancesDebt:About 3K in credit card debt; all currentAbout 380K in student loan debt (majority from medical school); but all student loans are current and in deferment.

If I am behind on my property taxes and my property gets auctioned off, will it have any impact on my credit rating?