To answer a small part of your question they have something called Pat Live. answering service that you can have a live secretary field your calls when your out and schedule apts and take messages. they can screen calls and funnel them to different places too. for example if I was trying to sell a home and i wanted these message boxes one for credit buyers another for buyers with down pmt but no credit and the 3rd in another message box.

My realtor did find me a buyer, and they are willing to pay a reasonable price, however they don't have the best credit and want to put down $20K (inheritance money) and the rest via land contract for 2 years until their credit improves.

I am looking for a local bank or credit union that will do a cash out refi to pull a little money out for down payments, because I definitely want to pick up some more properties.

Just because you might have 125% debt coverage and adequate collateral with good credit doesn't mean you have the ability to endless funding, lots of factors play in to the picture that are beyond your control. :)

When you renew the loan you'll be looking at more actual performance.It will or may be a new loan, so you will need to qualify as well, keep yourself in good shape, debt to income and credit will be viewed again.When you hear those stories they are usually due to either the property fails or the borrower fails to qualify, rarely is it due to portfolio issues or regulators unless the loan was not paid as agreed, but it can happen with a troubled bank.

I take very little credit for their success.

Learn how to qualify tenants and either become good or find a good credit repair company.

It can't be discharged in a bankruptcy, so in a worst-case situation, it can have much longer-term affect on your credit and finances than other types of debt.

Knock on wood.But we still screened and credit chk them.

There is no 3rd party as of now, I am an investor and have to look for credit partners if 20% is a must.If I finance only part of the project then do I have to pay the equity on full projects profit?