It will hurt their credit more in the long wrong, but they have a chance of having zero to little deficiency.

My answer... doubtful these are used in the same sentence for a GSE loan... assuming good credit and stable job, etc.

Buyer is pre-approved for well over 140K from the bank because he has excellent credit, good income, with 6+ months reserves, <45 DTI, but does not have the 28K to get the deal done.Is there a creative way for me to sell this thing to my buyer with him not having to come to the table with the 20%?

She came to me saying she desperately wants to own her own house but can only pay less than $100/mo and she let me know her credit is shot.

My 2 tenants have credit scores above 700 and earn a respectable income over $60k each.From what I gather the previous owner got in over his head.

To replicate, you'll need a large volume of homes to purchase, political buy in, an experienced crew, a million dollar line of credit, and management experience to pull off a deal like that.

The main reason I leased to these people was because they wanted to buy, but did not have established credit....Given the rest of your situation, you might have your buyer already in place.

If I establish income upon returning, could I get credit before 2 years provided I buy points and have some reserves?

Not sure if this the appropriate category, but it seemed like the best fit:I've been reading about land trusts and I have some questions: If I want to buy a property I have to personally qualify for the mortgage which means the mortgage is going to show on my credit even if the property is transferred to a Land Trust, right?

Condo renter may not be better people, but they have better credit scores and there will likely not be gang activity in a good part of town where the condo is.