I'm working with local credit unions.

Had an old tax lien removed from credit report.

If I were less lazy I would reverse engineer the annuity to arrive at how much you can borrow at today's rates, but I don't know what your credit is like, your down payment will be, etc.

I am clear with them that the app fee is non-refundable and that we do run a credit check, not to check their credit score, but rather to verify the information they put on the application.

The government felt so sorry for me that they gave me $120 earned income credit which reduced the taxes owed to $118 for the year.

As long as the rent is paid and they are quiet I don't care.Now when people get in hard times I find 3 people turn into 10 people living under one unit 2 beds,2 1/2 baths.The problem is the people that were qualified credit and criminal are on the lease and the others are not.So the unknown people have not been qualified to see if they will be a problem or not.More people wear down the units faster,cause noise with extra vehicles,and parking issues.Our water is not sub-metered and is paid by us the landlord.Extra people taking a shower,flushing the toilet,washing clothes,cooking etc. runs up the water bill.Water company says people use about 60 gallons a day on average according to statistics.I know there is fire code limits but I was thinking of having in lease max of 4 people and anything over that is 50 dollars per month per person.This would cover extra water bill and help with extra turning costs with the heavier traffic usage.

(cash, personal check, e-check, autopay, credit card, cashiers check, etc.)

Since I am retaining ownership of half the property, do I have to pay back the $8000 first time home buyers credit?

But, the broker that I sent her to refered her to a credit repair co.the FHA website states "borrowers with credit scores between 500-579 are elgible for a maximum FHA loan of 90% LTV...."

You're cancelling the lease for them cancelling their credit card but then saying you will charge their credit card for damages...