@Ishmael Johnson, just as a follow-up, the 5-day waiver I'm referring to just applies to Louisiana.

Any references?

Any references?

Ask them for references maybe?

Do you have a "go-to" book or reference?

So, they really haven't changed their extortion practices.You may need to offer to pay it, but ONLY if they agree in writing to delete all references of the collection account with all THREE major credit bureaus.

Good morning, looking for a reference for a rental property I have in Albany NY.

It would be nice to have show notes to reference later to look up information that was mentioned on the podcasts.

I would check that they are a member of NAPIA (National association of Public Insurance Adjusters) and also check references.

For reference, the numbers for this deal are as follows: Purchase: $100k (Purchasing with 15% down, loan balance $85k)Rehab: $10kARV: $135k (New loan balance assuming 85% LTV refinance $114,750)As the lender stated, I'd effectively have no skin in the game once the deed was done, or at most $5k due to an overage in rehab, closing costs or carrying costs.